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An insurance claim is a demand for payment of benefits provided by an insurance policy. Insurance claims are submitted by individuals or businesses to their insurers when financial losses occur as a result of a covered peril. The process of submitting a claim is called making a claim.
The main reason to submit an insurance claim is to receive financial compensation for losses incurred as the result of an accident or disaster.
In general, you can claim insurance for a stolen or damaged item if you have proof that it was stolen or damaged by the thief and not by some other cause. For example, if your bike is stolen from your front porch and it was locked up properly, then there is no way that it could have been stolen without cutting through the lock. In this case, you can file an insurance claim for the value of your bike.
If you have any doubt about whether an item was damaged by a thief or another cause, then you should contact your insurance company to explain what happened before making a claim. If they deny your claim because they don’t believe that it was stolen, then you may need to file a police report anyway so that they can investigate further. You should also get in touch with a reputable lawyer to give you suggestions on how to approach this problem.
When it comes to personal injury claims, it’s tempting to try and handle the process yourself. Many people believe that they can save money by doing so, or they think they don’t need a lawyer because their case is simple.
But it’s much better to have a lawyer when claiming insurance — no matter how simple your case may be. Here are five reasons why you should always hire an attorney when making a personal injury claim:
1. A lawyer can help make sure you get paid what you deserve
2. A lawyer knows which insurance company will give you the best deal
3. A lawyer will know how to negotiate with medical providers
4. A lawyer knows how to get any settlements from third parties (like landlords), not just from insurance companies
5. A lawyer can help if your employer retaliates against you for filing a claim
So don’t hesitate, contact us now, set your appointment and get your free consultation!
If you have been injured in an accident in South Florida, you may be able to get compensated. The legal experts at Lawyer Connection can help you get every penny you deserve. We don’t charge a consultation fee, so contact our successful lawyers today and we can begin discussing your legal options right now.