Florida Law firm specializing in property damage claims
People and businesses turn to us for help with their property damage insurance claims.
We serve insurance claims for property damage from burst pipes, hurricanes, tornadoes, flood damage, fire, theft, and more. No matter
what type of property damage you suffer, our experienced team will work hard to get you the compensation you deserve.
Our experienced lawyers, surveyors, trade experts and staff will actively manage your property claims process from start to finish.
The process of filing a property damage claim is more complicated than you might think, but we provide you with excellent customer representation and service.
As those who have experienced Florida hurricanes attest, these storms are among the most devastating natural disasters a home or
family can face. Realizing this, many homeowners in Florida purchase insurance in advance to ensure they can cover the cost of repairs
and severe damage in the event of a storm.
Unfortunately, even homeowners who pay monthly premiums can be left in limbo after a
hurricane if their insurance company refuses to pay claims based on bad faith or minor technicalities. For this reason, it is in the best
interest of hurricane-related insurance claims to speak with an experienced Florida hurricane insurance claims attorney who can ensure
that their insurance company will not take advantage of them during this difficult time.
In order to get your hurricane insurance claim attended to promptly , follow the steps below .
- Document Your Property Damage
After a hurricane, it is important to take photos of the damage and make notes regarding the details of your losses. Insurance
companies often try to downplay or deny claims for damage. Having visual evidence will enable you to prove the extent of your losses
and make it more difficult for your insurance company to undervalue your claim.
- File Your Claim Right Away
After a natural disaster, property damage can be stressful, but it’s important to file a claim with your insurer as soon as possible.
Delaying the filing of a claim may draw out the process and make things more complicated later on. Some policies also detail specific
requirements for how long you have to file a claim, so it’s best to file promptly to avoid preventable challenges down the road.
- Keep track of receipts and expenses.
Every policy is different, but you might be surprised to learn that something like a hotel stay is covered if your home is not livable, or if you
need to stay somewhere else temporarily. Hang on to all your receipts and ask your insurer if any of your expenses can be added to
your claim. Once the storm has passed and it’s safe to return home, contact your insurance company with any questions or concerns.
The scary part is over. But we know the road to recovery can sometimes be long.
Types of damage commonly seen from hurricanes include :
- flooding
- wind damage
- broken windows
- uprooted trees
- toppled trees
- fire damage
- damage from projectiles
- loss of power and water
- roof lifting
- destruction of shingles and siding
- power line damage
- exterior wall damage
- collapsed roofs
- water damage
- blocked roadways
- damage to building foundation
- damage to outdoor fixtures such as pools, landscaping, and sheds
- vehicle damage
- damage to garages and porches
When a hurricane strikes, it can cause damage to properties in many different ways. The type and severity of the damage depends on
factors such as the design and construction of the property and environmental factors, such as high winds. This can cause significant
challenges for residential homeowners and business owners alike who may be unable to return to their properties for months after the
storm.
Frequently Asked Questions (FAQs)
First off, remember that when an insurance company denies, delays, or lowballs your claim, you can fight back! And the best way to
start is by calling a lawyer
For many people, hiring an attorney is the best decision they could make after a property damage claim. The insurance company has
built a system designed to frustrate people going at it alone, and they know how to take advantage of those weaknesses. If you hired us
to represent you, you would pay nothing unless we won.
Yes. The fine print on your insurance policy states that you may not be eligible
for compensation if you breach any of the conditions. Their legal teams are
aware of these conditions and make sure to look them over carefully before
approving a settlement payment. If your claim is denied, you may still be
entitled to compensation. An experienced attorney can help you understand if
your insurer is acting unethically.
Yes. In fact, insurance companies do this all the time. They pay claims only
when a contractual obligation exists. Your insurance policy is a legally binding
contract that outlines the conditions that must be met in order for your insurer
to compensate a claim. Unfortunately, insurance companies don’t always hold
up their end of the contract. They regularly deny valid claims and offer
minimal compensation when far greater compensation is owed under the
terms of a policy.
Florida is a state subject to frequent natural disasters, such as hurricanes and
flooding. If your home is insured, here are some steps you can take in case of
disaster. Since each case is different and the handling process might be
difficult you shouldn't handle your claim alone. Insurance companies have
adjusters and lawyers, you should have an experienced lawyer with you to
protect your claim as well.
Settling your claim or case will depend on several different factors that may
surround your case. We work hard to help our clients secure the best possible
outcome in their legal matters. Our team of legal and insurance professionals
are knowledgeable about insurance companies and the law, which helps us
pursue compensation for clients in the most efficient way possible.
Schedule a Consultation with us
If you have been injured in an accident in South Florida, you may be able to get compensated. The legal experts at Lawyer Connection can help you get every penny you deserve. We don’t charge a consultation fee, so contact our successful lawyers today and we can begin discussing your legal options right now.